Moving to the United States can be a costly affair. Here are five practical tips to help you minimize expenses and make the most of your budget in your early days in the Land of the Free.
Tip #1: Declutter Before Your Move
Shipping large items like furniture or vehicles overseas to the USA can quickly become expensive. To avoid hefty fees, consider selling your bulky items before your departure. The money you gain from these sales can be put towards purchasing new or second-hand furniture locally in America. Scour platforms such as Craigslist for bargains or visit thrift shops close to your new place.
Tip #2: Get a Head Start on Building Your Credit Score
Your credit score is a crucial aspect of life in the USA, impacting everything from housing to utilities. Start building your credit history as soon as you arrive by applying for a credit card. Transfer your international credit score with companies like Amex if available or utilize prepaid cards for temporary solutions.
Tip #3: Revise Your Subscriptions
Analyze and adjust your subscriptions prior to moving. While some services like Netflix or Spotify can transition with you, others may need to be canceled. Prepaid methods can offer a more flexible, cost-effective solution in the interim and can easily be converted back to subscriptions when you're ready.
Tip #4: Secure Health Insurance Beforehand
Given the high costs of healthcare in the USA, securing health insurance beforehand can save you from financial hardship. Check with your employer about their healthcare plan or explore private insurance options through the Health Insurance Marketplace or international plans.
Tip #5: Avoid Roaming Charges
Roaming charges can add up if you continue to use your foreign mobile contract in the USA. To reduce costs, opt for a prepaid plan with your existing provider or switch to an American operator like SIMPLE Mobile for affordable international plans and a local US number.
Embracing these strategies can help ensure a smoother and more cost-effective transition to your new life in the USA.