Embrace the Benefits of Contactless Payments with Apple Pay

Apple Pay simplifies purchasing both in-person and online with its innovative payment system established by Apple, and is compatible with iPhone, Mac, iPad, and Apple Watch devices. If you prefer not to use a card or even an iPhone or Apple Watch, worry not—there are other handy alternatives to Apple Pay which we'll discuss shortly.

Why Choose Apple Pay?

Apple Pay's foremost benefit is its contactless payment capability, eliminating the need to carry a bulky wallet filled with cards. You can make secure, contactless payments using your Apple Watch or iPhone at various POS terminals that accept contactless card payments. Through the Apple Wallet, Apple Pay can be linked to an existing bank account or credit card, from which your expenditures are deducted.

No Card? No Problem!

If you're without a credit or debit card or prefer to not link your card details to Apple Pay, there are ways to top up your Apple Wallet for use with Apple Pay. With the update to iOS 11.2, Apple Pay allows the receipt and sending of funds. Money sent to you is stored on your Apple Pay Cash Card in the Wallet app, enabling both sending and receiving transactions.

Cashing Out from Apple Pay Without a Card

Looking to access your Apple Pay Wallet funds minus the card? Prepaid money cards are a practical solution, able to be employed for purchases or even exchanged for cash. Alternatively, gift cards can be acquired using Apple Pay—consider universally recognized options like Neosurf or paysafecard for this purpose.

Adding Funds Without Credit Card or Bank Account

Add to your Apple Pay Wallet with ease—opt for a cash card or a prepaid credit card sporting a Visa or MasterCard logo. Some cards with an American Express logo are also compatible, albeit with certain limitations. For convenient online purchases of digital prepaid cards, PhoneTopups.com delivers them directly to your email. PayPal is another route to fund your Wallet, and details on this method can be found in another article of ours about utilizing PayPal without a credit or debit card.

Setting Up Apple Pay sans Card

Your iPhone comes pre-installed with the Apple Wallet, where beyond payment cards, you can store various tickets and passes. To get started with Apple Pay, ensure you have the latest iOS, iPadOS, or macOS updates. While a debit or credit card is typically required for Apple Pay setup, opting for a prepaid credit card is also viable. Remember to sign into iCloud2 with your Apple ID before initiating the process, where you can then add up to 8—or 12 for newer models—cards to your Wallet.

Adding a Prepaid Card to Apple Pay

To add a new prepaid card, open the Wallet app and tap the Add button. Select 'Debit or Credit card' and then hit the Continue button. Follow on-screen instructions, select your bank or find your card issuer, then validate your information as required. If linked, you also have the option to add the card to your Apple Watch.

Discover Alternative Payment Options

Using Apple Pay without a credit card is feasible with various alternatives like prepaid money cards and vouchers, which can be securely purchased online and used directly for payments—even anonymously.

Shop Online with paysafecard

paysafecard offers a digital money code for secure transaction without traditional bank fees. Purchase it from PhoneTopups.com and receive it in your email instantly.

Pay Anonymously with Neosurf

With a Neosurf code, shop at a multitude of online stores, or use it for betting and gambling websites—it's a straightforward and anonymous payment method.

Transcash: A Secure Online and Offline Payment Option

For those above age 18 seeking a payment avenue without divulging bank information, Transcash offers a master solution, accepted anywhere where MasterCard is.

Explore More at PhoneTopups.com

PhoneTopups.com bears a variety of prepaid credit cards and gift cards, some of which pair with Apple Pay. Opt for these cards to shop or send money online even if you don't hold a bank account.